Showing posts with label home business. Show all posts
Showing posts with label home business. Show all posts

Sunday, December 21, 2014

Black Women And Their Hair

I love being a sistah! Like, I love being a black woman in America. We have our struggles but we are so free to be who we want to be here when you compare our lifestyle to some other cultures. I was blessed to be raised by powerful, motivated, black, female entrepreneurs. My mother named me Iyonna Hazel, after my Aunt Hazel, who treated me more like a grandchild than a great niece. My namesake, Aunt Hazel, was a black woman in the 60's who owned a salon. She owned the building and the business. The beauty industry generates billions of dollars in the United States and it was one of the first industries that allowed black women to partake in making millions. Madame C. J. Walker was the FIRST African-American woman millionaire turned philanthropist, self made in the beauty business selling hair products. I digress....

All of my family who lived in Baltimore worked in Aunt Hazel's salon. I think the name of it was Cosmos, but
Mama Fancy in her college days.
1970 something
we all called it "The Shop". Aunt Hazel's daughter worked at The Shop. My mother apprenticed at The Shop. She paid her way through college by working there as a stylist. My older cousins worked at The Shop, cleaning up, doing laundry, and running errands. Even I worked at The Shop, giving little $5 manicures at the tender age of 8 years old in the summers and on the weekends I spent with my beloved Aunt Hazel. So, I know the inner working of a salon. I grew up in one.

Aunt Hazel has since passed. But not before paying cash to build her retirement home from money made in The Shop and selling her business. I never really understood the advantages I had by growing around these things. I learned hustle and entrepreneurship. I got to listen in on mature conversations that taught me life lessons at an early age. My hair was always done. My hair was always healthy. My hair was always kind of long because of these things. It didn't hit me until I stopped relaxing my hair that black women have a "thing" with their hair.

When I was in graduate school, I worked part time in a salon doing natural hair, mostly braiding and loc maintenance. I was the only one. All the others specialized in "regular" hair styling. We had one stylist who was highly sought after for his weave and styling expertise. He was REALLY good and was usually booked. I was appalled when I would hear the receptionist getting cussed out because he did not have any appointments available. It was so crazy to me. I'd think "Is it that serious?" Apparently, it is. I just could never relate. I honestly felt like we have a serious problem in this society if people are enraged when they can't get a hair appointment or a pair of sneakers for that matter.

Styles Salons
One and only weave for my wedding by the
hair weave killah, Dariel
I got a relaxer when I was 11 because all my friends had relaxers and my mom was straightening my hair anyway, so what was the big deal? This made it easier, right? My mom has Indian in her family, literally. She was Pocahontas in her college years. Perfect brown skin and long flow-y hair down her back, no relaxer. Aunt Hazel churned out perfect bouffants and press & curls for years. That's just what black women did. We straightened and styled our hair. It seemed that a large majority of black women wanted long, flow-y hair and would stop at nothing to get it. Enduring chemical burns on the scalp, burned ears from curling iron or hot comb, hours under the dryer, pulling and tugging so much that the hairline recedes from the tension, and let's not forget the MONEY and TIME spent in the salon. Or basement. Or kitchen. All to achieve something that Jehovah never really intended for us.

If I were meant to have a brown complexion, I'd have a brown complexion. Other than tanning in the summer, I don't invest time and effort into making my skin looking like something it's not. If I were meant to be 6 feet tall, I'd be 6 feet tall. Other than wearing heels, which I do for style and not to look taller, I don't invest time and money in to trying to make myself taller. If my hair was meant to be long and flow-y, it would grow long and flow-y from my scalp. Why did I spend so much time trying to make my hair do something it was never intended to do?

As a "natural", I straighten my hair once a year in the winter. Just because. The rest of the year, I style my hair in it's natural texture. I know what styles work for me and my hair. Even with natural hair, I don't look to make my hair look like someone else's natural hair. I don't do much to my hair, I never did. Even when I had a relaxer, I did a wash and roller set once a week, if that roller set turned out kinda janky, oh well, I would have janky hair for the week. Same with my hair now, I style it bi-weekly and I just make adjustments to the hairstyle as the weeks go on. It's so funny to me that when I think my hair looks crazy, I still get compliments.

When I was 21, I told my mother I was going to stop getting a relaxer. She asked me why. I was a dumb 21 year old, I didn't have a legitimate answer other than I wanted big hair. LOL! So I continued to get relaxers
Wash and go "faux hawk"
After a year of transitioning
for 7 more years. Then I had a talk with my husband and we both decided it was time. Wearing my hair in it's natural texture is a personal choice. Even if you choose to wear your hair straight, with modern technology and advances in products, you don't have to straighten your hair with chemicals. We are all in a place of health consciousness. We are eating healthy, clean and organic. Why put chemicals on your body if you're making a conscious effort not to put them in your body? Just something to think about.

I hurt for black women who look at my hair with admiration and say "I wish I could wear my hair like that?" or "I wish I could go natural?" Who told them that they can't? The reasons I hear make me sad. They don't think they can wear their hair like that to work. Their hair is too nappy. They don't have time to style it. If your job has an issue with you wearing your hair the way it grows out of your head, you probably need to consider a new job. And if they fire you or limit your opportunities because of a choice of hairstyle, they know they will have some class action discrimination cases coming their way. What is nappy hair anyway? My hair seems nappy sometimes too. Usually when it's dry. Look at the products you're putting in your hair, there's probably some form of alcohol in it. Alcohol dries your hair out, making you think it's nappy and unmanageable when it's not. For those who really want to go without relaxers, take a good look in the mirror and be honest with yourself. What are you REALLY afraid of? And just how much time do you spend in the salon again? Oh.
Dry Twist Out after 3 years of being "natural"

All I'm saying is, you are beautiful just the way you are. Your hair is beautiful. Long and flow-y. Short and sleek. Loose curls. Tight curls aka *whispers* kinky. It's all beautiful because it's yours. Own it. Jehovah made you that way. Beautiful and in his image. Do what makes you feel beautiful but do it for you. Going through all those changes to alter your hair doesn't make you anymore beautiful than you already are.

Long, short, curly, kinky, or straight.....live your Fancy Life, embracing who you were meant to be.

Shameless Plug Alert:
Fancy Free, LLC. is the manufacturer of quality products for hair and skin. Our motto is "Keeping you chemical free." Visit our website, www.fancyfreellc.com, to see a full range of our products and services. Sign up for our mailing list to receive natural hair tips and stay up to date on sales and the latest Fancy Free happenings.


 

Friday, December 12, 2014

The Allure of "Boss"


Nowadays errybody is claiming they're a "boss chick". No. Seriously. Every. Body. But if everyone is a boss, who is getting bossed and doing the work? Something doesn't add up. LOL! Let's be clear actually being a boss can look glamorous. Who wouldn't want to be the woman in charge who strolls in the office at any time of day then leaves early for a lunch date, mani/pedi, or salon appointment, while wearing tailored suits and designer pumps? Of course that life can be alluring. What most don't see is the dues that were paid to get to the point where these conveniences possible. You have got to pay your dues first. Then you get the boss privileges and can call yourself a "BOSS". 

What does paying your dues mean? When you pay, you get receipts. Receipts can be in the form of a college degree or multiple degrees, certifications, unpaid internships, documentation of past works, etc. These things make for a really impressive resume but are paid for with lots of late nights and plenty of early mornings. In my case, even hair loss and an expensive dental bill because I was so focused on my grind, I neglected my teeth-do not judge me, my smile is perfection now. LOL! You can only accomplish these things with discipline, consistency and accountability. The boss chick can come and go as she pleases because she is the boss and her higher ups or clients know that the job will get done by the agreed upon date whether she is in her office or not. Accountability goes far and she has proven that when it's in her hands that "It's handled." and she is allowed the freedom to come and go as she pleases. She's working even when she's not working. It's not unlikely to see a boss chick responding to emails and taking phone calls even while on vacation or at a get together. A real boss is never complacent. She sets high standards for herself and continuously raises the bar for what her next phase of accomplishments will be. To whom much is given, much is expected. She has worked hard to afford a luxury lifestyle and works harder to maintain it. 

The boss chick has mentors whom she seeks advice from and a mentees whom she is guiding through the "paying dues" stage. Insecure women hate her because they secretly want to be her. Boys know that she is out of their league. Some boys will even try to date her and be that bad boyfriend who ruined her. They only do that because she represents something that they do not deserve. Men want to marry her. A real man is inspired by her work ethic. Men know that anything he brings to her will be multiplied. Their ultimate merger will deem them a "Power Couple". 

No wonder she lives a lifestyle filled with fine dining, tailored fashions, lavish vacations, exclusive outings, and great company. "Opposites attract" is only true for refrigerator magnets. Like attracts like. Iron sharpens iron. True bosses attract boss friends and mates, opportunity, and prosperity. She has her family but a boss chick's close network of boss friends can relate to her struggles. Let's face it, this is a man's world and although a boss chick's significant other understands her grind, only other women can truly relate to what boss chick's have to deal with. They check each other when one is wrong, in career, relationships, and life. They cheer each other on and help maintain focus. They can let their hair down around each other without having to worry about being exposed on the internet.

Yes, studies do show that attractive people have it easier because they're, well, attractive. But a TRUE boss chick has worked hard to get what she has, no matter how attractive she is. She is a goal getter, not a gold digger. Joining forces with a successful mate is just the icing on the cake. She attracted that into her life. She did not chase it down. Please believe the she does NOT have it made. She worked hard for it and works hard to keep it but she makes a point to enjoy the spoils of her labor as often as possible. I mean, why not? She has much to celebrate. Being a boss is no easy feat but the results are worth it. So she enjoys it.

Bosses, continue. Still collecting receipts? Push through. It's worth it in the long run.

If you are a true "boss chick" and are open to joining forces with other positive, successful women to diversify your streams of income, click HERE.

Wednesday, November 19, 2014

Fearless Fancy

Growing up, I was a busy child. Always taking at least one performing arts lesson and participating in at least one sport through out the year. Never any breaks, that means even through out the summer months I was doing something.
Participating in these kinds of activities as a kid gave me a different kind of mindset when it came to trying new things and stepping out into unknown territory. It helped develop my "thick skin" and self esteem.

I took piano lessons for about 10 years. I played classical music mostly. In those 10 years of lessons, the music became more difficult to master but the steps to mastering it were the same. You learn a new skill that's applied to the art, tackle the new music in digestible parts. When each part is mastered, put them all together. Voila! You are playing your classical piece like Chopin himself. At the time, I didn't realize that these piano lessons were actually teaching me life lessons. As adults, we are confronted with situations we have never dealt with before, it makes us uncomfortable. But this is the natural progression of things. After 10 years of lessons and coaching and scales and arpeggios and hand stretches to reach chords, my parents would be disappointed if I were still playing "Twinkle Twinkle Little Star" with my pointer fingers just because it was easy for me to do that. They expected to hear me fumbling through on Chopin's Nocturne Op.9 No.2 until I got it right or they'd think they were wasting their money. LOL! In performing arts, we are always mastering new skills and testing our limits. No fear. We will get it with enough practice. Well, some times. With small hands, there were always some chords I just couldn't reach cuz it wasn't physically possible. Ha!

It's the same with sports. Although I participated in some team sports, I was never really an "athlete". It just wasn't in my blood. LOL! But, athletes have thick skin just like performers. Constantly getting critiqued. Being told how to improve. Getting scored. Getting judged. Winning competitions. Losing competitions. Auditioning for shows. Trying out for teams. Getting the gig. Not getting the gig. Making the team. Getting cut from the team. It's just what comes with the territory.

When I won a competition, there usually wasn't a big celebration cuz I was supposed to win. I mean, I had been practicing for 3 hours everyday. There was no reason I shouldn't have won. When I didn't win. It was not the end of the world. There is always someone out there better than you or with more natural talent. I'd just have to work harder before the next one. There are always more competitions for you to compete in and win. The scoring sheet would reveal what I needed to improve on so that I could work on it and win the next time.

Life is full of victories but you have to go through some losses along the way. The losses teach you character. The wins build your confidence. Losing or messing up or making a mistake never stopped me from practicing that show piece until it was perfected. A situation in life not turning out how I wanted it to never stopped me from living. Things are as they should be and when they aren't how I want them to be, I've realized that I have a lesson to learn and some things in my life that I need to work on.

Perfecting a new craft takes practice. You will fumble but that's just apart of the process. Don't be scared to push yourself beyond what you think you can do. You will surprise yourself. Test your limits. If you never test them, you will never know your full potential. Jump into new opportunities with both feet. No fear. And don't give up until you are a pro.

Live your Fancy life without fear.

If you are interested in doing something different and mastering a new craft that will foster personal development, click HERE.

Saturday, September 27, 2014

Why?

Ask any kid what they want to be when they grow up and they will probably tell you something very prestigious. An actor. An astronaut. A basketball star. The President of the United States. A singer. And then.......life gets in the way and they forget about their big dreams. Some adult tells them why they can't accomplish these things. They are given all the reasons we cannot make these big dreams become a reality. And sometimes life's circumstances just get in the way.
At an early age, music professional recognized the musician in me. My father gave me some good sound advice based on his life experiences. He encouraged me to go to a college preparatory high school and work on my academics, get good grades, go to college, get a good job and THEN you do the things you "like" to do, as in play around with music. My father taught me to be practical. No more dreams of grandeur.

My husband's parents taught him the same things. The first six years of our relationship, we were in training. Graduate school, residency, training programs, etc. We were in our late twenties and still living like college students. I finally made it out of training. I specialized in my field. I became a Medical Laboratory Scientist Specialist in Blood Banking. I got my "dream job" -in quotations because who really WANTS a job- before the age of 30. I was managing a blood bank and making the salary I had aimed to make at that point in life. My husband had just finished residency when I started my dream job and we had negotiated a contract with his current employer. We were almost to exactly where we wanted to be in our professional life. Obstacles came when my husband's start date was not until NINE months after he finished his residency. How did that create an obstacles? Well, it means he was unemployed for nine months before that salary we had negotiated would begin hitting our bank accounts. 

During those nine months, we bought our dream home. We closed on it four months before he actually started making his big time doctor salary. Long short....we were broker than we had ever been for about six months during a time in life when were supposed to be living abundantly. It was really bad. Like, I was calling my father for gas money and we were alternating who's parents house we were going to eat dinner at every night. Broker than we had been in our pseudo-college student budget days. We knew it was a phase. But it was a very humbling time in our lives. We could see the light at the end of the tunnel. We were getting closer to his start date and we finally got a tenant in our old house. 

Jehovah will send you what you need when you need it but we don't always recognize it. I was talking to a college friend about life in this nine month period of broke-ness. I was joking about how broke we were at the time....laughing to keep from crying. My college friend was telling me about this "thing" he was doing and how my husband and I could make a lot of money. He suggested that we take a look at it. I was like "No." A flat "no". I was over  my hustling days of working 4 jobs. I had my one good job and I knew things would get better when my husband started working. And when he started working, things got better. We were taking our parents out for dinner. Going on vacations. Really, living the Fancy life to it's full capacity. 

Then...it happened. We filed income taxes for the first time when both of us had been earning at our full potential. We learned at that time why they say DINK for Dual Income No Kids. They call it that cuz "DINK!!" is what you say when you see how much you will owe the federal government in taxes when you fit in that category. It was really bad. My accountant suggested we buy a bigger house, have a baby, or start a home based business. That night, I called my college friend and got started with his "thing". I didn't even know what it was. I didn't care. I just knew a few things. I knew that he was my friend and wouldn't set me up for failure. I knew that he was making a lot of money with this thing, so I could make a lot of money. But most importantly, we needed a reprieve on taxes because it could only get worse as our salaries increased. So, I got started. 

It's so funny how you can start a project to make a small improvement in your life and the project can completely change your life. I started my home based business just looking for tax benefits that rental properties and donating money couldn't give me and now I am transforming. I am becoming a better person. This venture has taught me a lot about myself and gave me the desire to develop and improve. My "dream job" has become something I do because I like it and I'm really good at it, not because I need the money. This shift in mindset has totally changed how I manage "work stress" and life stress as well. I have never been around a group of more positive and helpful people in my adult life. My husband and I are able to dream again, just like we are kids. I can travel more than I used to, do things for our family, and, most importantly, not owe an arm and a leg to the IRS at the end of the year. It's been great!! 

Are you looking for something different but aren't quite sure what it is? Has adult life gotten in the way of you living the life you dreamed about as a child? Do you just want to finally get a refund when you file taxes? We can help you dream again. All these things are possible and more. Click HERE and we will contact you to share the details and get you on the path to live your dreams.

Friday, September 5, 2014

Relationship Resources

Although I wasn't born with a silver spoon in my mouth, my parents taught me the importance of being resourceful. If you find a knack for creating unlimited resources, you are limitless in what you can achieve. Please do not misinterpret what I am saying. While, money is considered to be a very valuable resource, the greatest resource on earth is people. Yup. That's right. People are the best resource you can ever attain. I'm not suggesting that you use people. I'm saying that each and every person you come in contact with has the potential can add value to your life. Each and EVERY one. Why do you think they say "Your network is your net worth."? I mean....it would just be that your net worth is your net worth, right?

Now of course, anyone in their right mind would love to know the secret to generating an unlimited bucket of money but there are just certain things money cannot buy you. Let's name them, shall we.

Things Money Cannot Buy:
  • Love
  • Real friends
  • Happiness
  • Style
  • Class
  • Wisdom
It may seem cliche to say "money can't buy you love" but it's true. The richest people in the world search for love if they don't have it while people who give and receive love feel like they are wealthy. Having a circle that will never let them go without is priceless. There have been plenty of times when I didn't have enough saved up to buy things I needed or to pay for services that were long overdue. However, I have real friends and people that love me who step in and make it happen without them even knowing they are doing me a huge favor. For that reason, I have a few rules for myself when I interact with people. All people. You never know when someone can help you or will remember that time you talked to them harshly and decide not to help you out.
  1. Always smile when you greet people- I know. I know. At least try to smile. No one is perfect.
  2. When people are talking to you, be interested in what they are saying....well, at least don't let on that you are not interested if you aren't. People have feelings. It won't kill you to listen. You never know how just being a listening ear can impact someones life.
  3. Always try to offer kind, uplifting, positive words. There is always a silver lining. Find it and point it out.
First impressions are soooooo important. You can be the person that they don't mind helping out with a favor or you can be the person that they want to avoid at all costs. It's your choice. 

Living the Fancy life, I make an effort to bring value to people's lives. Be it offering a hug when you see someone needs it, connecting someone to a network they wouldn't otherwise have access to or putting someone in a position to build a business and better future for their family. Don't get it twisted. I know my limits. I don't allow myself to get taken advantage of. I wrote a blog about that too. LOL! I choose to interact with people who bring value to my life. I believe in positive vibes only. I have good relationships with people from all walks of life. It feels just as good to get a few extra shrimp on your salad in the cafeteria because the chef thinks you're sweet as it does for you to get the deal of a lifetime on your dream home because you've done a few favors for your real estate agent out of the kindness of your heart. All these things can come from establishing relationships and choosing to pay it forward.

Until next time, be nice to people and add value while you enjoy your Fancy life.




Wednesday, August 13, 2014

Wearing the Crown

Do you wear the crown? You know. "The Crown". What is the "crown" anyway? Let's take a "crown" wearing quiz? Do people always come to you with their problems? Not just your close friends and family looking for a listening ear or a problem solving session. I'm talking about random people in the grocery store or doctor's office. How about at work? Does everyone in your office look to you for the solutions? Are you the one always caught in the middle of family feuds and everyone expects you to resolve it? Do you have an issue with mediocrity? Like, when you are put on task, you can only crank out stellar results? Do you go to great lengths trying to help someone we great? So much so that it seems that you want greater for them than they want for themselves? Are you constantly looking for ways to improve.......everything? Have you been challenged with doing a job better than someone else and you actually did it better?

If you answered yes to 90% of those questions, then you wear "The Crown". Don't cry. I know, it's a hard life. But, because you are awesome, you wouldn't have it any other way. You are the person that gets rewarded with more responsibility at work because you're so good at what you do. They know you will be top notch with more. You proof read your friends' and family's resumes. You get put on planning committees for family reunions and baby showers even when you insist on not being involved. You will eventually be the glue that keeps your family together when your parents pass and your parents know this. Your significant other looks to you when there is a disaster because history has shown that you can fix anything.

You may not have ever thought of it this way, but it is all your fault. If you weren't so good at everything, no one would look to you for help, input or guidance. It's a simple theory. No one begs Aunt Carolyn to bring those nasty biscuits to holiday dinner every year if they're nasty the first year. They ask Aunt Helen to make them because Aunt Helen's biscuits are delicious. She does a great job with each and every batch.

How do you cope with wearing the crown? You must have outlets. These can be regular outings with other crown wearers. You can bounce other Crown-like ideas off of each other. Maybe have a rant session about how draining it is to be so awesome everyday. LOL! This is the only place ranting is allowed.  Therapy is a good one. Therapist are trained professionals who can suggest clinically proven methods to fit your personality and lifestyle. Don't sleep on therapy. A few good therapy sessions can keep your anxiety levels low for years to come. Reading, shopping, traveling, cuddling, laying on the couch......pretty much anything that you do strictly for your own enjoyment can be used as an outlet.

Here are 5Linx to maintaining your sanity while you sport your precious crown:
  1. Never reduce your standards. You wear the crown because you are great and no one can take that away from you.
  2. Be kind but firm. We have to maintain our high level of expectations. However, we can communicate in warm tones. Season your words with salt. They will be received better.
  3. The word "no" should be an integral part of your vocabulary. Your peace of mind is your most valuable asset. Some times you have to say "no" in order to maintain that.
  4. Help out where your help is deserved. Sometimes we want to lend a helping hand where we see a need but we know our efforts will not be appreciated. Never allow people to take your efforts to be wasted.
  5. Always look for the silver lining. Perspective is EVERYTHING. Having a positive outlook can completely change the outcome of a situation for the better.
When you accept your "Fancy" crown, it comes with benefits as well as challenges. Wear your crown with pride but remember to utilize your outlets to maintain your own happiness. If you wear a crown and feel the need to collaborate with others who wear the same crown, text WOODS to 55469. 

Until next time, wear your "Fancy" crown with pride....

Tuesday, July 8, 2014

Never Let Them See You Sweat

What were thinking when we decided to become adults? No. Seriously. What were we thinking? Being a responsible adult is stressful. Between dealing with family, work, and relationships, you hardly have any time to yourself to wrap your head around everything that you are doing. Then it happens, some catastrophe comes along out of nowhere and you feel a nervous breakdown coming on. What do you do? Welp. It depends. I've seen stressful situations handled in many different ways. The shut down and can't move forward. Others just breakdown and cry. I've watched someone just act like nothing ever happen. I have dealt with these types of situations in several different ways. Well, two different ways.

  1. I shut my office door or go in my closet or go to my car and have a good cry. Only for a little bit. I give myself 30 minutes.
    After that's done, I get myself together, touch up my face, and handle my business.
  2. I handle my business without a glitch. When it is all done, if I'm still overwhelmed, I shut my office door or go in my closet or go to my car and have a good cry.
Notice how my business always get's handled. Emotions should never effect you getting your coin. Why? Because if you missed your money in the name of a feeling, that missed opportunity cannot be retrieved. You will never have a bad feeling when you're getting paid. Trust me.

Have you ever seen a duck or swan swimming? They look like they're just gliding along. However, under water, those feet are paddling as if their life depends on it. When you are facing adversity, everyone does not need to see you panic. If you are living the "Fancy Life", you know people are watching and taking notes. Your "Get it done" mindset can flow through you and drip on your colleagues, creating a winning team attitude. This is what living a Fancy Life is all about. Being a pilar of light in the darkness. You solve the problem with your head held high and when no ones looking, cry like a baby now that it's OVER. Notice, cry once it's over but it's ok to breakdown. Never let your emotions stall your productivity.

Until next time, never let anyone see you sweat. You're living a Fancy Life and you don't sweat....in public.

If you are would like to join our winning team. Click here. All are welcome. Open mind and heart are the only requirements.

Thursday, June 5, 2014

Shopping With Fancy

When living a Fancy Life, you have to keep your money where you can see it, IN YOUR BANK ACCOUNT! I bet you thought I was going to say "in your closet" like our favorite Sex In The City character. Nope. Not me. In my household, we pride ourselves on a bargain. If I can score a $1600 handbag for $400, my husband is all for it. Everything has to be a deal or at least reasonably priced. The first rule of thumb is to never pay retail. Everything is negotiable. Somewhere, someone is trying to get rid of the very thing you're looking for at a price of little to nothing.


Budget:
You should ALWAYS have a budget when you are shopping. We like nice things and we work hard, so we deserve to treat ourselves every now and then. But being fancy doesn't require you breaking the bank to buy "things". There will always be some new handbag, dress, boot, sandal, etc. that you just HAVE to have. Avoid blowing your budget at all costs. There are a few exceptions to this rule but we typically stick with our budget.

Shopping in the Mall:
I try to avoid the mall at all costs. If I am in the mall, it's because I'm shopping for a special occasion at the last minute or I wanted a single cupcake. LOL! I generally go straight to the clearance section to peruse the sale. If I'm looking at regular priced merchandise, it's because I have a coupon or I know someone who is going to give me their employee discount. Although I try to avoid it, I sometimes have to pay full price for my husband's shoes. Men's shoes are so expensive and the styles never really change so they're hardly ever on sale. Womp! In any store, I grab everything I like until I can't find anything else. This can eliminate any "run backs". A "run back" is when you can't stop thinking about that thing you put back and decided you wanted it again. We try to avoid these because, usually, if you want it, some one else will too. I've had a few traumatizing experiences when I changed  my mind and tried to "run back", only to find my coveted item in
someone else's hands. *sigh* Once I have everything I like, I can begin the process of elimination.

Shopping Online:
I LOVE shopping online. You can find pretty much anything your little heart desires from the convenience of your couch and they bring it right to your doorstep within a day or two. I put everything I want in my cart, just like at the mall. Then I search the specific item to make sure I'm getting the best price. The cost of shipping can be a killer with online shopping. If I'm purchasing your item, I want it shipped for free. So, I think long and hard about if I'm going to purchase something if shipping is not free. There are very few instances when I will pay for shipping. The reason being is that someone, some where is willing to ship it for free. A lot of sites try to sucker you in by offering free shipping if you spend a certain amount. It's a trap!!! don't let them get you! You will end up spending $100 to get free shipping all you really wanted was a $20 necklace. Then I do the process of elimination in my cart.

Process of Elimination:
At the mall or in store, this process begins in the fitting room. I dread the fitting room, but if I only budgeted for 2 dresses and I've picked up 8, something has got to give. Sometimes, what I thought was my size is not. Other times, what looks great on the hanger, doesn't look so hot on me. The fitting room usually eliminates at LEAST 1 item, if not more. Online, I look at shipping and the budget as well. Then I ask myself the following questions:

  • Do I really NEED it?
  • Is it in the budget?
  • Is shipping free?
  • Is this item worth paying for shipping?
  • If it's not in the budget, will I be thinking about it next week if I don't get it?
  • If it's not in the budget, is the deal of a lifetime that I will never see again?
The rule about breaking the budget is, if you're still going to be thinking about it next week, get it. If you will never see a price this low again, get it even if it's over budget. Other than that, put it back. You don't need it. Next week, you may see something you like even better and will be glad you held off the first go around.

You have to have money in the bank to live a Fancy Life, so keep it there. Always look for a bargain. When you go shopping, grab everything you like because it may not be available if you change your mind. Stay within your budget, unless you think that item will be haunting you forever if you don't get it. Things come and go. Don't break the bank acquiring them.

Until next time. Enjoy your Fancy Life...within your budget!

Click here to find out how to increase your bank account.